Can You Use HSA or FSA for Massage Therapy?
Yes — Health Savings Account (HSA) and Flexible Spending Account (FSA) funds may be used for massage therapy when it is medically necessary and prescribed by your healthcare provider.
At Next Man Up in Bronzeville, Chicago, we provide therapeutic massage services that may qualify for HSA or FSA reimbursement with proper documentation.
If you are searching for:
• “HSA massage therapy Chicago”
• “Use FSA for chronic pain”
• “Massage therapy covered by HSA near me”
You are in the right place.
What Conditions May Qualify?
With a prescription or Letter of Medical Necessity, massage therapy may support:
• Chronic back and neck pain
• Sciatica
• Carpal tunnel syndrome
• Lymphatic drainage therapy
• Post-injury rehabilitation
• PTSD-related muscular tension
• Anxiety-related muscle tightness
• Physician-directed pain management plans
When prescribed, massage therapy becomes part of your healthcare treatment plan — not a luxury service.
What Is the Difference Between HSA and FSA?
💳 HSA (Health Savings Account)
• Must be paired with a High Deductible Health Plan
• Funds roll over year to year
• The account travels with you if you leave your job
• Funds never expire
• You own the account
If you change employers or retire, your HSA stays with you.
💳 FSA (Flexible Spending Account)
• Employer-sponsored benefit
• Typically “use it or lose it”
• May expire at the end of the plan year
• Does not travel with you if you leave your job
If you have FSA funds remaining, check your deadline.
What Is Required to Use HSA or FSA?
To use your HSA or FSA at Next Man Up, you will need:
✔ A prescription or Letter of Medical Necessity
✔ Documentation of the condition being treated
✔ Available HSA or FSA funds
We provide detailed receipts and documentation to support reimbursement if required by your plan administrator.
Why Use HSA or FSA for Massage Therapy?
• Use pre-tax dollars
• Support non-pharmacologic pain management
• Reduce reliance on medication when appropriate
• Improve mobility and function
• Address stress-related muscular tension
If you are located in Bronzeville, Hyde Park, South Loop, or anywhere in Chicago, we are here to support your therapeutic care.
📍 946 E 43rd Street
Bronzeville, Chicago
📞 773-966-5268
Call if booking availability does not reflect open appointments.
Frequently Asked Questions
Does massage automatically qualify?
No. A prescription or Letter of Medical Necessity is required.
Can I use my HSA or FSA card at checkout?
Some plans allow direct card use. Others require reimbursement submission.
What happens to my HSA if I leave my job?
Your HSA stays with you. It is your personal account.
What happens to my FSA if I leave my job?
Most FSA funds do not travel with you and may expire.
Important Notice
Massage therapy services are eligible for HSA or FSA use only when medically necessary and prescribed by a licensed healthcare provider. Coverage and reimbursement are determined by your individual plan.